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First National Bank *U*S*A* offers a variety of loan programs to meet your needs /> br(Restrictions and qualifications may apply)
 
Conventional -- up to 97% Loan to Value (LTV)
FHA -- 3.5% Minimum Down Payment required
VA -- 100% Financing
USDA Rural Development -- 100%+ Financing (under certain conditions)
Non-Conforming Jumbo Loans --Minimum Credit Score 700

Conventional -- up to 97% Loan to Value (LTV)
Fixed Rate and Adjustable Rate Mortgages
PMI required on LTV's over 80% (Lender Paid or Borrower Paid)

FHA -- 3.5% Minimum Down Payment required
10 to 30 Year Terms
Mortgage Insurance Premium (MIP) Required / 1-4 family units/Purchases and Refinances

VA -- 100% Financing
one time VA Funding Fee may apply (can be financed in loan)
Must be a Veteran or Active Military Member to be eligible /

USDA Rural Development -- 100%+ Financing (under certain conditions)
Monthly mortgage insurance required
Available only in eligible areas
Income limitations apply

Non-Conforming Jumbo Loans --Minimum Credit Score 700
Loan amounts over $453,100
Minimum Credit Score 700
Expanded Jumbo Guidelines Minimum Credit Score 660
Owner occupied and secondary homes only
Purchases and refinances (rate/term and cash out)